Acharya CPA & Co.  |  Public Resources
Free Research and Financial Guides
for Immigrant Entrepreneurs
Original research and plain-language financial guides published free for immigrant entrepreneurs, first-generation business owners, and underserved communities.
Small business owners Real estate investors Immigrant entrepreneurs Self-employed individuals
Available in English, Spanish, Nepali, and Hindi  • 
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Acharya CPA & Co.  |  Public Resources

Research and free financial guides.

Original research and plain-language financial guides published free for immigrant entrepreneurs, first-generation business owners, and underserved communities. Available in English, Spanish, Nepali, and Hindi.

Small business owners Real estate investors Immigrant entrepreneurs First-generation families Self-employed individuals

What You Will Find Here

  • Original research on the financial advisory access gap
  • Plain-language guides on tax, entity structure, and real estate
  • 2026 tax deadline reference calendar
  • All resources free, no email required
Original Publication

White Paper  •  April 2026  •  Akansha Acharya, CPA

The Financial Infrastructure Gap

How Underserved Immigrant Entrepreneurs Are Costing the U.S. Economy and What Closing That Gap Actually Looks Like

Akansha Acharya, CPA  •  MS Business Analytics, University of Denver  •  Founder, Acharya CPA & Co.

Immigrant entrepreneurs represent one of the most economically productive groups in the United States, yet they operate without access to the financial decision infrastructure that makes businesses sustainable and compliant. This paper documents the economic cost of that gap using government data and argues that closing it is a national economic interest, not a charitable one. 21 primary government and academic sources.

$14.5T
Cumulative fiscal surplus from immigrants, 1994–2023 (Cato Institute, 2026)
$696B
IRS gross tax gap, tax year 2022, driven by underreporting (IRS Publication 5869)
46.2%
Of Fortune 500 companies founded by immigrants or their children (American Immigration Council, 2025)
Read the Full Paper
Financial Guides for Business Owners and Investors

Business Structure

LLC vs. S-Corp: Which Structure Is Right for Your Business?

A plain-language comparison with real tax math showing when each structure makes financial sense and how to make the switch correctly.

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Tax Planning

Quarterly Taxes Explained: What Every Self-Employed Person Needs to Know

2026 deadlines, how to calculate what you owe, how to pay, and how to avoid the penalties most self-employed people do not see coming.

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Deductions

Deductions You Are Probably Missing as a Small Business Owner

Home office, mileage, health insurance, retirement contributions, QBI, and eight other deductions routinely left on the table.

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Real Estate

Real Estate Investor Tax Guide: Depreciation, Passive Losses, and What They Actually Mean

The tax rules that determine how much you keep from your rental properties, explained plainly with real numbers and examples.

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Tax Credits

Tax Credits for Families and Small Businesses: What You Qualify For

EITC, Child Tax Credit, dependent care, education credits, and small business credits that are legally yours and frequently unclaimed.

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Immigrant Entrepreneurs

Starting a Business in the U.S. as an Immigrant: What You Need to Know Financially

EIN, ITIN, entity structure, tax obligations, bookkeeping, and the financial mistakes that cost immigrant entrepreneurs the most in year one.

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2026 Tax Deadline Calendar

Updated for 2026

Every Federal Tax Deadline You Need to Know

Key deadlines for individuals, small businesses, S-Corps, partnerships, and self-employed taxpayers. Includes penalty reference table and the full quarterly estimated tax schedule.

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Free Consultation

Every resource here is free.
So is a 30-minute conversation.

Acharya CPA & Co. offers free consultations to individuals and small business owners who need guidance and cannot afford it. No obligation, no pitch.

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